For brokers and credit unions

Put a correct renewal calculator on your site.

Your brand, our math — published, tested, and cited. Your visitors' numbers never reach us, or anyone.

Live demo

The calculator your visitors see

Compact, accessible, client-side, and kept current through the Bank of Canada rates feed.

Copy and paste

Generate your snippet

The resize listener applies RenewalReady's postMessage height updates to the iframe.

Frozen launch pricing

A standalone tool, not a platform bundle

Renewal calculators are otherwise available in Canada only inside platform bundles at roughly $149+/month. RenewalReady is licensed as the focused tool it is.

OfferPriceIncludedContact
Embed — Broker$399/yr per siteIframe embed, accent colour, partner attribution, fresh BoC default rate, methodology creditPartner licence
Embed — Founding partner$249/yr, locked 2 yearsFirst 10 partners — same as BrokerPartner licence
Embed — Credit union / multi-site$1,200/yr per institution (up to 5 domains)Adds priority support + compliance letter (methodology summary + sources)Partner licence
API — DevFree — 100 calls/moKey requiredPartner licence
API — Starter$29/mo — 5,000 calls, then $0.01/callManual invoicing in v2Partner licence
API — Scale$99/mo — 50,000 calls, then $0.005/callManual invoicing in v2Partner licence
Negotiation Kit (consumer)FreeEmail capture, nothing storedPartner licence

Stateless JSON API

Use the same tested engine in your product

POST /api/v1/renewal-shock with a bearer key. The endpoint validates, computes, and responds without persisting or logging mortgage inputs.

curl -X POST https://renewalready.ca/api/v1/renewal-shock \
  -H "Authorization: Bearer YOUR_KEY" \
  -H "Content-Type: application/json" \
  -d '{"inputs":{"balance":400000,"currentRate":1.99,"currentProductType":"fixed","remainingAmortizationYears":20,"paymentFrequency":"monthly","renewalDate":"2027-03-01","newRate":4.5,"newProductType":"fixed"},"modifiers":{}}'

{
  "engineVersion": "2.0.0",
  "methodology": "https://renewalready.ca/methodology",
  "disclaimer": "Educational estimate, not financial or mortgage advice. Confirm figures with your lender or a licensed mortgage professional.",
  "computedAt": "2026-07-18T00:00:00.000Z",
  "result": { "oldPayment": 2020.09, "newPayment": 2521.62, "deltaAbs": 501.53 }
}

Read formulas, assumptions, sources, and golden cases.

Partner FAQ

Before you embed it

How are partner licences handled in v2?

Choose a tier from the public pricing table and email RenewalReady. Licences and API access are manually invoiced in v2; there is no checkout or stored billing profile.

Can I put a mortgage renewal calculator on my broker website?

Yes. RenewalReady licenses an embeddable renewal calculator from $399 per year; add one iframe snippet and set your accent colour.

What can be white-labelled?

Your accent colour and partner attribution can be configured. RenewalReady's methodology credit and educational disclaimer remain visible.

Do you see my clients' data?

No. The embed computes entirely in the visitor's browser, so mortgage inputs never reach RenewalReady's servers or anyone else's.

How do I know the calculations are correct?

The methodology is public: Canadian fixed-rate semi-annual compounding, source-cited constants with as-of dates, and worked golden cases published to the cent.

Why not build it ourselves?

You can, but you own the Canadian compounding details, accessibility, source maintenance, rate freshness, and regression tests. The licence packages those responsibilities into one maintained embed.

Start with a partner licence

Tell us whether you need one broker site, a multi-site institution licence, or an API key.

Email hello@renewalready.ca

Educational estimate, not financial or mortgage advice. Confirm figures with your lender or a licensed mortgage professional.